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★★★★★ Five-star rated on Google · SC Lic. CLG.127339

Charleston Insurance Repair Services

Emergency repairs for water, fire, storm & mold damage. 7-14 day turnaround.

Diagnose it first: Does Homeowners Insurance Cover the Damage After a Pipe Leak? What Is Usually In, What Is Usually Out · Water Leaking Through the Ceiling: Who to Call First, and Who Repairs What Is Left · The Toilet Overflowed and the Plumber Has Been. Is the Floor Ruined? · Do I Need a Permit to Fix Drywall After a Leak in Charleston County?.

Call Now: (843) 718-8177
Illustrative living room with a fireplace and lantern pendant
Licensed CLG.127339

Quick answer: Southeastern Renovation is a licensed South Carolina general contractor (CLG.127339) handling insurance repair services across Daniel Island, Mount Pleasant, Isle of Palms, Sullivan's Island, James Island, West Ashley and downtown Charleston. Our published Charleston cost guides put storm damage repair at $5,000 to $350,000+ and water damage repair at $3,500 to $185,000+, depending on the extent of the loss. Fixed-price and cost-plus contracts are both available depending on scope, and every project is backed by a 1-year workmanship warranty. Call (843) 718-8177 for an estimate.

200+ Renovations
Insurance Repair Specialist

Emergency Repairs in 3 Simple Steps

1
Describe the Damage
Tell us about your repair needs
2
Get Your Estimate
Jared follows up to discuss your project about the repair
3
Fast-Track Repairs
We mobilize within 24-48 hours to save your transaction

Insurance Repair Planning Examples

Illustrative concept
Drying After Water Damage
Illustrative restoration setup · Scope follows a property assessment
From our portfolio
Mount Pleasant Polybutylene Repipe
Whole-Home Repipe · $7.5K
From our portfolio
West Ashley Roof & Panel Replacement
Roof + Electrical Panel · $22K

What Our Clients Say

★★★★★
"What impressed me most wasn't the finished room—it was how they handled the unexpected stuff. Once the old flooring came up they found some water damage. Jared explained the options, showed me pictures, and gave me a fair price before doing anything. No surprises, no pressure. The new floors look incredible."
— Cleeson, Clover
★★★★★
"Our house is older, so I expected there would be hidden issues once the walls were opened up. There were a couple, but nothing was done without talking to us first. They explained what needed to happen, showed us exactly why, and kept the project moving. That's the kind of contractor you hope to find."
— Henderson, Downtown Charleston

Why Charleston Homeowners Choose Us

✓
Licensed & Insured
SC License CLG.127339
✓
7-14 Day Turnaround
Emergency repairs to save your transaction
✓
Insurance Claims Expert
We work directly with adjusters and provide proper documentation
✓
1-Year Warranty
On all workmanship

Common Questions

For a property sale, see our insurance repairs before a real-estate closing.

We provide 7-14 day turnaround for most emergency insurance repairs. Simple fixes like GFCI outlets and water heater replacement can be completed in 1-3 days. Major repairs such as roof replacement, full electrical panel upgrades, and polybutylene repiping typically take 7-14 days depending on permits and material availability. We work weekends when needed.
Yes, we regularly work with insurance adjusters for claim repairs. We provide detailed estimates with photos, documentation, and itemized pricing in the format adjusters expect. We can communicate directly with your adjuster, attend site visits, and provide any additional documentation needed for claim approval.
A 4-point inspection evaluates four critical home systems: roof, electrical, plumbing, and HVAC. Insurance companies require this for homes over 30 years old or when changing carriers. Common failure reasons include roofs over 15 years old, Federal Pacific or Zinsco electrical panels, polybutylene plumbing pipes, and outdated HVAC systems. We repair all 4-point inspection failures.
Yes, pre-listing contractor assessments are one of our specialties. We inspect your home before listing to identify potential insurance insurability issues. We provide a detailed report with estimated costs and can complete repairs before your home goes to market. This prevents buyer financing issues, transaction delays, and last-minute price renegotiations.
No, and be careful of anyone who offers. South Carolina law (S.C. Code § 40-59-25) makes it a misdemeanor for a builder or contractor to advertise or promise to pay or rebate any portion of an insurance deductible as an inducement to the sale of goods or services, and it is grounds for losing a license. Your deductible is between you and your insurer. What we do is price the repair honestly, document it with photos and itemized line items, and support your claim with the adjuster.

Need Emergency Repairs? We Respond Within Hours.

Three fields · Jared follows up to discuss your project · Takes 30 seconds

Join 200+ Charleston homeowners who started here

Plan the cost around your scope and location

Separate urgent protection, assessment and the repair scope. Compare documented damage, materials, concealed conditions and restoration work; an estimate does not establish what an insurer will cover.

Review the Charleston storm repair guide or Clover insurance repair guide for their stated scopes, or browse the full cost guide directory. Do not transfer one location or damage example directly to another property.

Published ranges are planning references for the scope and location named in each guide. Confirm your address, selections, allowances and exclusions in a written estimate. Fixed-price and cost-plus contracts are both available depending on scope.